Insurance Defense Attorneys
Filing a claim with your insurance carrier can be a tedious task. It involves timely submission of paperwork; proof of loss, injury or damage; and constant communication with insurance representatives. When such claims are denied, they can place extra stress and frustration on everyday citizens who wish to be reimbursed for their sufferings and losses.
If your insurance claim is denied, an experienced insurance defense lawyer is vital to your unique circumstance. To gain aggressive legal representation and defense against insurance providers who deny your claim, rely on the best insurance law firm at the Law Offices of Michael B. Brehne, P.A.
Insurance Defense Lawyers in Orlando, FL
At the Law Offices of Michael B. Brehne, P.A., our experienced insurance defense lawyers represent clients through a variety of insurance claims, including:
- Bad faith insurance claims
- Auto insurance claims
- Diminished car value claims
- Fire loss claims, flood claims
- Hail & wind damage claims
- Hurricane claims
- Homeowner & renter claim disputes
- Life/disability/commercial claims
- Sinkhole claims
- Long-term & short-term disability claims
- Stolen vehicle claims
- Theft & burglary claims
Common Reasons for Claim Denials
When filing an insurance claim, it is important to treat it seriously. Pay close attention to instructions and deadlines. Carefully draft your statements and gather any and all materials that may help to support the details of your claim. Have an insurance attorney look over your claim before filing it with your insurance carrier. In other words, if you desire for your insurance claim to be approved, you must make sure no detail is overlooked.
There are many reasons why insurance claims are denied. One of the most common reasons for claim denials result from clients’ own carelessness and/or misunderstandings.
- Late filing of claim
- Late submission of documents, records, etc.
- Lack of proof of property damage, personal injury, etc.
- Failure to submit medical records
- Filing of claims for damages not specified in the insurance policy contract
- The claim lacks specific details or excludes information
What To Do If Your Insurance Company Denies Your Claim
If your insurance claim is denied, there are steps that you can take to reverse your situation.
The first thing that you should do is review your file. Seek to understand why your claim was denied. Look for errors and incomplete files. Once you understand why your claim was denied, you can take the necessary measures to improve your file.
The next thing that you should do is review your insurance policy. (If you do not have a copy of your insurance policy contract, you may request it from your insurance company.) Carefully consider the rights, terms and conditions that are spelled out within the contract. Look for deadlines, timeframes, contingencies and words written in fine print. An insurance attorney can help you review your insurance policy contract for a greater sense of comprehension and understanding.
Upon reviewing your file and insurance policy, begin gathering documentation to prove your loss, property damage and/or personal injury. In most cases, copies of medical records, photographs, testimonial support and detailed documentation make for compelling evidence. An insurance lawyer can assist you with locating and presenting the proper information with your file to support your claim.
Lastly, you can file an appeal against the decision of your insurance carrier. It is best to have an insurance defense attorney assist you during this process. Insurance companies are often owned by powerful corporations whose goals are to gain profit and minimize loss. With legal representation, you have a greater chance of winning against your insurance company.
Insurance Defense Attorneys in Orlando, FL
At the Law Offices of Michael B. Brehne, P.A., our experienced insurance lawyers proudly represent people throughout Orlando, FL, and the surrounding area on a variety of issues regarding insurance claims. Filing an insurance claim can be a tedious experience, however, having such claim denied can provide further frustration and financial strain. With aggressive legal representation, you can trust that you can and will provide a compelling defense against unfavorable decisions of insurance carriers.
For more insight on how our insurance lawyers will defend your claim, contact our insurance law firm today. We offer free initial consultations for insurance and injury cases.