Hail & Wind Damage Claim Attorneys

Hail storms and heavy winds can cause severe damage to your property's roofs and siding, resulting in expensive repair costs. Despite its reputation as the Sunshine State, Florida can experience sudden changes in weather and powerful seasonal storms with high winds and hail capable of causing extensive damage to homes and commercial buildings. Unfortunately, many Florida home and business owners run into insurance coverage issues when filing hail damage claims and wind damage insurance claims.

If your property has suffered hail or wind damage, an experienced Orlando insurance claim lawyer with 911 Biker Law can help you gain the compensation you deserve from your insurance company. Contact our Orlando law firm today to schedule a case consultation with one of our insurance claim attorneys!

Does Homeowners Insurance Cover Hail & Wind Damage?

The coverages provided by an insurance policy will vary depending on the specific language and protections outlined in each unique insurance policy. However, damages from hailstorms and severe winds are technically covered perils in many standard homeowners insurance policies. If your home or commercial property has suffered damages due to hail or wind, the "dwelling" and/or "personal property" section of your policy may help you cover the cost of repairs and replacements.

What To Do If You Have Hail Or Wind Damage

Inspect & Document The Damage

The first thing you need to do after a hailstorm or windstorm is to inspect the exterior of your home for damages that would necessitate filing an insurance claim. Check your gutters, roof, windows, deck, siding, and anything else you suspect may have been damaged in the storm. Once you've identified damages around your home, be sure to document the damages with photographs and videos.

Review Your Insurance Policy

It is important to review your insurance policy to determine if your home has suffered property damage and if it is covered by the terms of the agreement. Find out the deductible amount, since it represents the out-of-pocket portion of your damages. Before filing any insurance claim, make sure you understand all the details of your policy.

Get A Professional Opinion

If the damages caused by the storm are severe and your monetary losses are substantial, it may be wise to hire a contractor or public adjuster to review your situation as a second opinion. Should your insurance company attempt to deny or dispute your claim, the evidence gathered by a professional could come in handy.

File An Insurance Claim

The extent of damage caused by a severe storm may not be apparent to you as a policyholder for months. Moreover, in most states, wind and hail damage claims are subject to a statute of limitations, so you must report such damage as soon as possible. After you file a claim, your insurance company will dispatch an adjuster who is trained to assess property damage.

How Our Insurance Attorneys Can Help

If you are a policyholder wishing to gain compensation for property damages caused by hail or wind, an insurance claim lawyer at 911 Biker Law can help you attain maximum compensation. Our Orlando attorneys can review your insurance policy contract to help you understand your rights and privileges as a policyholder, as well as help you prepare your claim with compelling evidence and supporting documentation, and aggressively dispute your insurance company's decision if your claim fails to be approved. Contact us today to schedule a consultation!